/* ============================================
   KRANKENKASSE SITE — krankenkassen-deal.ch
   Design: Professional Navy
   Font: Sora + Source Sans 3
   ============================================ */

/* === RESET & BASE === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
img { max-width: 100%; height: auto; display: block; }

/* === DESIGN TOKENS === */
:root {
  --color-primary: #0F766E;
  --color-primary-dark: #115E59;
  --color-primary-light: #CCFBF1;
  --color-accent: #B45309;
  --color-accent-dark: #B45309;
  --color-bg: #FAFAFA;
  --color-bg-dark: #0F172A;
  --color-text: #1E293B;
  --color-text-muted: #64748B;
  --color-border: #E2E8F0;
  --color-white: #FFFFFF;
  --color-success: #10B981;
  --color-warning: #B45309;

  --font-display: 'Playfair Display', serif;
  --font-body: 'IBM Plex Sans', serif;

  --space-xs: 0.25rem;
  --space-sm: 0.5rem;
  --space-md: 1rem;
  --space-lg: 1.5rem;
  --space-xl: 2rem;
  --space-2xl: 3rem;
  --space-3xl: 4rem;
  --space-4xl: 6rem;

  --max-width: 1200px;
  --nav-height: 70px;
  --border-radius: 12px;
  --border-radius-lg: 20px;

  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.10);
  --shadow-lg: 0 8px 32px rgba(0,0,0,0.12);
  --shadow-xl: 0 20px 60px rgba(0,0,0,0.15);

  --transition: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}

/* === TYPOGRAPHY === */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700;800;900&family=IBM+Plex+Sans:wght@300;400;500;600;700&display=swap');

body {
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.7;
  color: var(--color-text);
  background: var(--color-bg);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: var(--font-display);
  line-height: 1.2;
  font-weight: 700;
}

h1 { font-size: clamp(2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.5rem); }
h3 { font-size: clamp(1.1rem, 2vw, 1.5rem); }
p { margin-bottom: var(--space-md); }

a { color: var(--color-primary); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--color-primary-dark); }

.container { max-width: var(--max-width); margin: 0 auto; padding: 0 var(--space-lg); }

/* === NAVBAR === */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  height: var(--nav-height);
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
}

.navbar .container {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  height: 100%;
  gap: var(--space-xl);
}

.navbar-logo {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  text-decoration: none;
  flex-shrink: 0;
}
.navbar-logo img { height: 36px; width: auto; }

.navbar-links {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: var(--space-xl);
  list-style: none;
}
.navbar-links a {
  font-weight: 500;
  font-size: 0.9rem;
  color: var(--color-text);
  padding: var(--space-xs) 0;
  position: relative;
}
.navbar-links a::after {
  content: '';
  position: absolute;
  bottom: -2px; left: 0; right: 0;
  height: 2px;
  background: var(--color-primary);
  transform: scaleX(0);
  transition: transform var(--transition);
}
.navbar-links a:hover::after,
.navbar-links a.active::after { transform: scaleX(1); }

.navbar-cta { flex-shrink: 0; }

.btn-cta {
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
  background: var(--color-accent);
  color: var(--color-white) !important;
  padding: 0.6rem 1.4rem;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.85rem;
  text-decoration: none;
  transition: all var(--transition);
  box-shadow: 0 4px 14px rgba(0,0,0,0.15);
  white-space: nowrap;
}
.btn-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,0,0,0.2);
  background: var(--color-accent-dark);
}
.btn-cta svg { width: 16px; height: 16px; }

.navbar-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: var(--space-sm);
  background: none;
  border: none;
}
.navbar-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-text);
  transition: all var(--transition);
}

.navbar-mobile {
  display: none;
  position: fixed;
  top: var(--nav-height);
  left: 0; right: 0;
  background: var(--color-white);
  border-top: 1px solid var(--color-border);
  padding: var(--space-lg);
  flex-direction: column;
  gap: var(--space-md);
  z-index: 999;
  box-shadow: var(--shadow-lg);
}
.navbar-mobile.open { display: flex; }
.navbar-mobile a {
  font-weight: 500;
  padding: var(--space-sm) 0;
  border-bottom: 1px solid var(--color-border);
  color: var(--color-text);
}

@media (max-width: 768px) {
  .navbar-links { display: none; }
  .navbar-cta { display: none; }
  .navbar-hamburger { display: flex; }
}

/* === HERO === */
.hero {
  min-height: 85vh;
  padding: var(--space-4xl) 0;
  position: relative;
  overflow: hidden;
}
.hero .container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: var(--space-3xl);
}
.hero::before {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: 50%;
  height: 100%;
  background: linear-gradient(135deg, rgba(15,118,110,0.08), transparent);
  z-index: 0;
}
.hero-content { position: relative; z-index: 1; }
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
  background: var(--color-primary-light);
  color: var(--color-primary);
  padding: 0.35rem 1rem;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 600;
  margin-bottom: var(--space-lg);
  border: 1px solid rgba(15,118,110,0.2);
}
.hero h1 { margin-bottom: var(--space-lg); }
.hero h1 span { color: var(--color-accent); }
.hero-subtitle {
  font-size: 1.1rem;
  color: var(--color-text-muted);
  margin-bottom: var(--space-2xl);
  max-width: 480px;
}
.hero-actions {
  display: flex;
  gap: var(--space-md);
  flex-wrap: wrap;
}
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
  background: var(--color-primary);
  color: var(--color-white);
  padding: 0.9rem 2rem;
  border-radius: 50px;
  font-weight: 700;
  font-size: 1rem;
  text-decoration: none;
  transition: all var(--transition);
  box-shadow: 0 8px 24px rgba(15,118,110,0.35);
}
.btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 32px rgba(15,118,110,0.45);
}
.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
  background: transparent;
  color: var(--color-text);
  padding: 0.9rem 1.8rem;
  border-radius: 50px;
  font-weight: 600;
  font-size: 1rem;
  text-decoration: none;
  border: 2px solid var(--color-border);
  transition: all var(--transition);
}
.btn-secondary:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
}
.hero-stats {
  display: flex;
  gap: var(--space-2xl);
  margin-top: var(--space-2xl);
  padding-top: var(--space-xl);
  border-top: 1px solid var(--color-border);
}
.hero-stat-value {
  font-family: var(--font-display);
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--color-primary);
}
.hero-stat-label { font-size: 0.8rem; color: var(--color-text-muted); }
.hero-image { position: relative; z-index: 1; }
.hero-image img {
  width: 100%;
  border-radius: var(--border-radius-lg);
  box-shadow: var(--shadow-xl);
  aspect-ratio: 4/3;
  object-fit: cover;
}

@media (max-width: 900px) {
  .hero { min-height: auto; }
  .hero .container { grid-template-columns: 1fr; }
  .hero-image { display: none; }
  .hero::before { display: none; }
}

/* === TRUST BAR === */
.trust-bar {
  padding: var(--space-2xl) 0;
  border-bottom: 1px solid var(--color-border);
  text-align: center;
}
.trust-bar p {
  font-size: 0.8rem;
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 600;
  margin-bottom: var(--space-lg);
}
.trust-logos {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: var(--space-2xl);
  flex-wrap: wrap;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

/* === FEATURES === */
.features { padding: var(--space-4xl) 0; }
.section-header { text-align: center; margin-bottom: var(--space-3xl); }
.section-badge {
  display: inline-block;
  background: rgba(15,118,110,0.08);
  color: var(--color-primary);
  padding: 0.3rem 1rem;
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-bottom: var(--space-md);
}
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-xl);
}
.feature-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  padding: var(--space-2xl);
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}
.feature-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--color-primary), var(--color-accent));
  transform: scaleX(0);
  transition: transform var(--transition);
}
.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.feature-card:hover::before { transform: scaleX(1); }
.feature-icon {
  width: 56px;
  height: 56px;
  background: rgba(15,118,110,0.08);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-lg);
  font-size: 1.5rem;
}
.feature-card h3 { margin-bottom: var(--space-sm); }
.feature-card p { color: var(--color-text-muted); font-size: 0.95rem; margin: 0; }

.feature-with-image {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-3xl);
  align-items: center;
  margin: var(--space-4xl) 0;
}
.feature-with-image.reverse { direction: rtl; }
.feature-with-image.reverse > * { direction: ltr; }
.feature-with-image img {
  border-radius: var(--border-radius-lg);
  box-shadow: var(--shadow-lg);
  width: 100%;
  aspect-ratio: 16/10;
  object-fit: cover;
}

@media (max-width: 768px) {
  .features-grid { grid-template-columns: 1fr; }
  .feature-with-image { grid-template-columns: 1fr; }
}

/* === STEPS / HOW IT WORKS === */
.steps { padding: var(--space-4xl) 0; background: var(--color-white); }
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-xl);
  counter-reset: step;
}
.step-card {
  text-align: center;
  padding: var(--space-xl);
  counter-increment: step;
}
.step-number {
  width: 56px;
  height: 56px;
  background: var(--color-primary);
  color: var(--color-white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.2rem;
  margin: 0 auto var(--space-lg);
}
.step-card h3 { margin-bottom: var(--space-sm); }
.step-card p { color: var(--color-text-muted); font-size: 0.9rem; margin: 0; }

@media (max-width: 768px) {
  .steps-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 480px) {
  .steps-grid { grid-template-columns: 1fr; }
}

/* === TABLE === */
.comparison-table-wrap { overflow-x: auto; margin: var(--space-2xl) 0; }
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9rem;
}
.comparison-table th {
  background: var(--color-primary);
  color: var(--color-white);
  padding: var(--space-md) var(--space-lg);
  text-align: left;
  font-weight: 600;
}
.comparison-table td {
  padding: var(--space-md) var(--space-lg);
  border-bottom: 1px solid var(--color-border);
}
.comparison-table tr:nth-child(even) td { background: rgba(15,118,110,0.03); }
.comparison-table tr:hover td { background: rgba(15,118,110,0.06); }
.badge-yes { color: var(--color-success); font-weight: 700; }
.badge-no { color: #EF4444; font-weight: 700; }

/* === FAQ === */
.faq { padding: var(--space-4xl) 0; background: var(--color-bg); }
.faq-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: var(--space-md); }
.faq-item {
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  overflow: hidden;
  background: var(--color-white);
}
.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: var(--space-lg);
  cursor: pointer;
  font-weight: 600;
  font-family: var(--font-display);
  gap: var(--space-md);
  transition: background var(--transition);
}
.faq-question:hover { background: rgba(15,118,110,0.03); }
.faq-question.open { color: var(--color-primary); }
.faq-icon {
  flex-shrink: 0;
  width: 24px;
  height: 24px;
  border: 2px solid var(--color-border);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--transition);
  font-size: 1rem;
}
.faq-question.open .faq-icon {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: white;
  transform: rotate(45deg);
}
.faq-answer {
  display: none;
  padding: 0 var(--space-lg) var(--space-lg);
  color: var(--color-text-muted);
  line-height: 1.7;
  font-size: 0.95rem;
}
.faq-answer.open { display: block; }

@media (max-width: 768px) { .faq-grid { grid-template-columns: 1fr; } }

/* === CTA === */
.cta-section {
  background: linear-gradient(135deg, var(--color-primary), var(--color-primary-dark));
  color: var(--color-white);
  padding: var(--space-4xl) 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  top: -50%; left: -20%;
  width: 60%;
  height: 200%;
  background: rgba(255,255,255,0.05);
  transform: rotate(-15deg);
}
.cta-section h2 { color: var(--color-white); margin-bottom: var(--space-md); }
.cta-section p { color: rgba(255,255,255,0.8); margin-bottom: var(--space-2xl); max-width: 560px; margin-left: auto; margin-right: auto; }
.btn-cta-large {
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  background: var(--color-white);
  color: var(--color-primary);
  padding: 1rem 2.5rem;
  border-radius: 50px;
  font-weight: 800;
  font-size: 1.05rem;
  text-decoration: none;
  transition: all var(--transition);
  box-shadow: 0 8px 24px rgba(0,0,0,0.2);
}
.btn-cta-large:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 12px 36px rgba(0,0,0,0.3);
}

/* === FOOTER === */
.footer {
  background: var(--color-bg-dark);
  color: rgba(255,255,255,0.7);
  padding: var(--space-4xl) 0 var(--space-xl);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1fr 2fr 1fr;
  gap: var(--space-3xl);
  margin-bottom: var(--space-3xl);
}
.footer-links-col h4 {
  color: var(--color-white);
  margin-bottom: var(--space-lg);
  font-size: 0.85rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.footer-links-col ul { list-style: none; }
.footer-links-col li { margin-bottom: var(--space-sm); }
.footer-links-col a {
  color: rgba(255,255,255,0.6);
  font-size: 0.9rem;
  transition: color var(--transition);
  text-decoration: none;
}
.footer-links-col a:hover { color: var(--color-white); }

.footer-brand { text-align: right; }
.footer-brand-logo img {
  height: 40px;
  margin-left: auto;
  margin-bottom: var(--space-md);
  opacity: 0.9;
}
.footer-brand-desc {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.5);
  margin-bottom: var(--space-lg);
  line-height: 1.6;
}
.footer-brand-cta {
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
  background: var(--color-accent);
  color: var(--color-white);
  padding: 0.6rem 1.4rem;
  border-radius: 50px;
  font-weight: 700;
  font-size: 0.85rem;
  text-decoration: none;
  transition: all var(--transition);
}
.footer-brand-cta:hover { opacity: 0.9; transform: translateY(-2px); }

.footer-bottom {
  padding-top: var(--space-xl);
  border-top: 1px solid rgba(255,255,255,0.1);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8rem;
  flex-wrap: wrap;
  gap: var(--space-md);
}
.footer-bottom-links { display: flex; gap: var(--space-lg); }
.footer-bottom-links a { color: rgba(255,255,255,0.4); transition: color var(--transition); }
.footer-bottom-links a:hover { color: var(--color-white); }

@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { text-align: left; }
  .footer-brand-logo img { margin-left: 0; }
}
@media (max-width: 600px) {
  .footer-grid { grid-template-columns: 1fr; }
}

/* === BLOG CARDS === */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-xl);
}
.blog-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  overflow: hidden;
  transition: all var(--transition);
}
.blog-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.blog-card img {
  width: 100%;
  height: 200px;
  object-fit: cover;
}
.blog-card-body {
  padding: var(--space-lg);
}
.blog-card-body h3 { font-size: 1.05rem; margin-bottom: var(--space-sm); }
.blog-card-body p { color: var(--color-text-muted); font-size: 0.9rem; }
.blog-card-body a {
  display: inline-block;
  margin-top: var(--space-sm);
  font-weight: 600;
  font-size: 0.85rem;
}

@media (max-width: 768px) {
  .blog-grid { grid-template-columns: 1fr; }
}

/* === UTILS === */
.section-light { background: var(--color-white); }
.section-alt { background: var(--color-bg); }
.text-center { text-align: center; }
.mt-lg { margin-top: var(--space-lg); }
.mt-xl { margin-top: var(--space-xl); }

.breadcrumb {
  display: flex;
  align-items: center;
  gap: var(--space-xs);
  font-size: 0.8rem;
  color: var(--color-text-muted);
  padding: var(--space-md) 0;
}
.breadcrumb a { color: var(--color-text-muted); }
.breadcrumb span { color: var(--color-primary); font-weight: 600; }

blockquote {
  border-left: 4px solid var(--color-primary);
  padding: var(--space-md) var(--space-xl);
  background: rgba(15,118,110,0.04);
  border-radius: 0 var(--border-radius) var(--border-radius) 0;
  margin: var(--space-xl) 0;
  font-style: italic;
  color: var(--color-text-muted);
}

.info-box {
  background: rgba(15,118,110,0.06);
  border: 1px solid rgba(15,118,110,0.2);
  border-radius: var(--border-radius);
  padding: var(--space-xl);
  margin: var(--space-xl) 0;
}
.info-box h4 { color: var(--color-primary); margin-bottom: var(--space-sm); }

.article-content { max-width: 800px; margin: 0 auto; }
.article-content h2 { margin: var(--space-2xl) 0 var(--space-md); }
.article-content h3 { margin: var(--space-xl) 0 var(--space-sm); }

.fade-in {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in.visible { opacity: 1; transform: none; }
.fade-in-delay-1 { transition-delay: 0.1s; }
.fade-in-delay-2 { transition-delay: 0.2s; }
.fade-in-delay-3 { transition-delay: 0.3s; }

.scroll-progress {
  position: fixed;
  top: 0; left: 0;
  height: 3px;
  background: var(--color-accent);
  z-index: 9999;
  transition: width 0.1s;
}

/* === MAGAZINE EDITORIAL HERO === */
.hero-editorial {
  background: var(--color-primary);
  color: var(--color-white);
  padding: var(--space-4xl) 0;
  position: relative;
  overflow: hidden;
  min-height: 70vh;
  display: flex;
  align-items: center;
}
.hero-editorial::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('/assets/images/hero.jpg') center/cover no-repeat;
  opacity: 0.15;
}
.hero-editorial .container { position: relative; z-index: 1; }
.hero-editorial h1 {
  color: var(--color-white);
  font-size: clamp(2.2rem, 5.5vw, 4rem);
  font-weight: 900;
  line-height: 1.1;
  max-width: 800px;
  margin-bottom: var(--space-lg);
}
.hero-editorial .hero-lead {
  font-size: 1.2rem;
  color: rgba(255,255,255,0.85);
  max-width: 640px;
  margin-bottom: var(--space-2xl);
  line-height: 1.7;
}
.hero-editorial .hero-meta {
  display: flex;
  align-items: center;
  gap: var(--space-lg);
  font-size: 0.85rem;
  color: rgba(255,255,255,0.7);
  border-top: 1px solid rgba(255,255,255,0.2);
  padding-top: var(--space-lg);
}

/* === PAGE HERO (subpages) === */
.page-hero {
  position: relative;
  padding: var(--space-4xl) 0 var(--space-3xl);
  overflow: hidden;
  min-height: 400px;
  display: flex;
  align-items: center;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  z-index: 0;
}
.page-hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(15,118,110,0.92), rgba(17,94,89,0.88));
  z-index: 1;
}
.page-hero .container { position: relative; z-index: 2; }
.page-hero h1 {
  color: var(--color-white);
  font-size: clamp(2rem, 4.5vw, 3.2rem);
  font-weight: 900;
  margin-bottom: var(--space-md);
}
.page-hero p {
  color: rgba(255,255,255,0.85);
  max-width: 640px;
  font-size: 1.1rem;
}

/* === FEATURED ARTICLE CARD === */
.featured-card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: var(--color-white);
  border-radius: var(--border-radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  margin: calc(-1 * var(--space-3xl)) auto var(--space-3xl);
  position: relative;
  z-index: 10;
  max-width: var(--max-width);
}
.featured-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  min-height: 340px;
}
.featured-card-body {
  padding: var(--space-3xl);
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.featured-card-body .tag {
  display: inline-block;
  background: var(--color-primary-light);
  color: var(--color-primary);
  padding: 0.25rem 0.8rem;
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: var(--space-md);
  width: fit-content;
}
.featured-card-body h2 { margin-bottom: var(--space-md); }
.featured-card-body p { color: var(--color-text-muted); }

@media (max-width: 768px) {
  .featured-card { grid-template-columns: 1fr; }
  .featured-card img { min-height: 220px; }
}

/* === 2-COLUMN EDITORIAL LAYOUT === */
.editorial-layout {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: var(--space-3xl);
  padding: var(--space-3xl) 0;
}
.editorial-main h2 { margin: var(--space-2xl) 0 var(--space-md); }
.editorial-main h3 { margin: var(--space-xl) 0 var(--space-sm); }

.sidebar {
  position: sticky;
  top: calc(var(--nav-height) + var(--space-xl));
  align-self: start;
}
.sidebar-box {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  padding: var(--space-xl);
  margin-bottom: var(--space-xl);
}
.sidebar-box h4 {
  font-family: var(--font-display);
  color: var(--color-primary);
  margin-bottom: var(--space-md);
  font-size: 1rem;
  border-bottom: 2px solid var(--color-primary);
  padding-bottom: var(--space-sm);
}
.sidebar-box ul { list-style: none; }
.sidebar-box li {
  padding: var(--space-sm) 0;
  border-bottom: 1px solid var(--color-border);
  font-size: 0.9rem;
}
.sidebar-box li:last-child { border-bottom: none; }
.sidebar-box .fact-value {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.3rem;
  color: var(--color-primary);
  display: block;
}
.sidebar-box .fact-label {
  font-size: 0.8rem;
  color: var(--color-text-muted);
}

@media (max-width: 900px) {
  .editorial-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; }
}

/* === INFOGRAPHIC STATS ROW === */
.stats-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-xl);
  padding: var(--space-3xl) 0;
}
.stat-card {
  text-align: center;
  padding: var(--space-xl);
  background: var(--color-white);
  border-radius: var(--border-radius);
  border: 1px solid var(--color-border);
  transition: all var(--transition);
}
.stat-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.stat-icon {
  font-size: 2rem;
  margin-bottom: var(--space-sm);
}
.stat-number {
  font-family: var(--font-display);
  font-size: 2.2rem;
  font-weight: 900;
  color: var(--color-primary);
  line-height: 1.1;
}
.stat-label {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-top: var(--space-xs);
}

@media (max-width: 768px) {
  .stats-row { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 480px) {
  .stats-row { grid-template-columns: 1fr; }
}

/* === PULL QUOTES === */
.pull-quote {
  background: linear-gradient(135deg, var(--color-primary), var(--color-primary-dark));
  color: var(--color-white);
  padding: var(--space-2xl) var(--space-3xl);
  border-radius: var(--border-radius-lg);
  margin: var(--space-2xl) 0;
  position: relative;
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 600;
  line-height: 1.5;
}
.pull-quote::before {
  content: '\201C';
  font-size: 5rem;
  position: absolute;
  top: -0.2em;
  left: 0.3em;
  color: rgba(255,255,255,0.2);
  font-family: var(--font-display);
  line-height: 1;
}
.pull-quote .amount {
  display: block;
  font-size: 2.5rem;
  font-weight: 900;
  margin-top: var(--space-sm);
  color: var(--color-primary-light);
}
.pull-quote cite {
  display: block;
  font-size: 0.85rem;
  font-weight: 400;
  font-style: normal;
  color: rgba(255,255,255,0.7);
  margin-top: var(--space-md);
  font-family: var(--font-body);
}

/* === NUMBERED TIPS LIST === */
.tips-list {
  list-style: none;
  counter-reset: tip;
  margin: var(--space-xl) 0;
}
.tips-list li {
  counter-increment: tip;
  display: flex;
  gap: var(--space-lg);
  padding: var(--space-lg);
  margin-bottom: var(--space-md);
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  transition: all var(--transition);
  align-items: flex-start;
}
.tips-list li:hover {
  transform: translateX(4px);
  box-shadow: var(--shadow-sm);
  border-color: var(--color-primary);
}
.tips-list li::before {
  content: counter(tip);
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  background: var(--color-primary);
  color: var(--color-white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.1rem;
}
.tips-list li h3 {
  margin-bottom: var(--space-xs);
  font-size: 1.1rem;
}
.tips-list li p {
  color: var(--color-text-muted);
  font-size: 0.95rem;
  margin: 0;
}

/* === FAQ SINGLE COLUMN (magazine) === */
.faq-single { max-width: 800px; margin: 0 auto; }
.faq-single .faq-item { margin-bottom: var(--space-md); }

/* === ADDITIONAL ANIMATIONS === */
.fade-in-left {
  opacity: 0;
  transform: translateX(-30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in-left.visible { opacity: 1; transform: none; }

.fade-in-right {
  opacity: 0;
  transform: translateX(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in-right.visible { opacity: 1; transform: none; }

.fade-in-scale {
  opacity: 0;
  transform: scale(0.92);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in-scale.visible { opacity: 1; transform: none; }

.delay-1 { transition-delay: 0.1s; }
.delay-2 { transition-delay: 0.2s; }
.delay-3 { transition-delay: 0.3s; }
.delay-4 { transition-delay: 0.4s; }

/* === GRID UTILITIES === */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: var(--space-xl); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-xl); }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--space-xl); }

@media (max-width: 768px) {
  .grid-2 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 480px) {
  .grid-4 { grid-template-columns: 1fr; }
}

/* === HIGHLIGHT (inline safe) === */
.highlight {
  background: var(--color-primary-light);
  color: var(--color-primary);
  padding: 0.1em 0.4em;
  border-radius: 4px;
  font-weight: 600;
}

/* === LEGAL PAGES === */
.legal-content { max-width: 800px; margin: 0 auto; padding: var(--space-3xl) 0; }
.legal-content h1 { margin-bottom: var(--space-xl); }
.legal-content h2 { margin: var(--space-2xl) 0 var(--space-md); font-size: 1.4rem; }
.legal-content h3 { margin: var(--space-xl) 0 var(--space-sm); font-size: 1.1rem; }
.legal-content ul, .legal-content ol {
  margin: var(--space-md) 0;
  padding-left: var(--space-xl);
}
.legal-content li { margin-bottom: var(--space-sm); }

/* === NAV INNER + TOGGLE (consistency check) === */
.nav-inner {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  height: 100%;
  gap: var(--space-xl);
}
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: var(--space-sm);
  background: none;
  border: none;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-text);
  transition: all var(--transition);
}
@media (max-width: 768px) {
  .nav-toggle { display: flex; }
}